MORTGAGE LOANS

Discover Our Mortgage Options

Whether you're looking to purchase your first home or lower your existing mortgage payment with a refinance, Central Willamette Credit Union has your back, meaning we’ll work closely with you to select the right financing option that best fits you and your families needs. We offer competitive rates and world-class service - that's our difference.

CWCU No Down Payment

  • No down payment
  • Closing cost assistance available
  • 30- and 40-year terms
  • Fixed interest rate

Park Model & Manufactured Home

  • 10% down payment
  • Up to 20-year term
  • Fixed interest rate

Traditional Mortgage Loan Options:

Reach Out To Our Real Estate Team Today!

Ready to get started on your home buying journey? Contact our real estate team, or fill out this contact form and we will be in touch. In the meantime, explore our handy Mortgage Calculator or our Real Estate Glossary.

    • Headshot of Kelsey Drager

      Kelsey Drager

      NMLS: 1930423

      541-704-4707

      [email protected]

      Kelsey's banking and real estate expertise, coupled with her deep understanding of local markets, ensures personalized financial solutions. Her dedication to client needs is matched only by her passion for racing, which she shares with her husband.

    • Headshot of Jay Nevin

      Jay Nevin

      NMLS: 1105736

      541-704-4717

      [email protected]

      Jay, a seasoned banking professional since 2007, specializes in crafting tailored financial solutions, ensuring a seamless process whether you're buying or refinancing. When not assisting clients, he cherishes quality time with his cats, Camille and Kevin.

Real Estate Glossary

Learn about real estate lingo and prepare yourself to make informed decisions regarding what type of mortgage product you need.

Mortgage Calculator

Utilize our handy calculator to try out different scenarios with the down payment, terms, and rates to find what works best for you.