BUSINESS REWARDS CREDIT CARD

Earn 1.5 points for every dollar spent on purchases!

The perfect credit card for businesses with NO annual fee. In addition to earning 1.5 points for every dollar spent, you'll enjoy these other benefits:

  • Add Additional Cardholders and Customize Spending Limits
  • Travel and Emergency Assistance 
  • Auto Rental Collision Damage Waiver
  • Purchase Security/Extended Protection
CONTACT US TO GET STARTED VISIT A BRANCH

Business Rewards Card Disclosures and Fees

Table comparing different rates
Interest Rates Interest Charges
Annual Percentage Rate (APR) for Purchases When you open a VISA Signature Rewards account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate. 15.99% - 24.50%
APR for Balance Transfers Introductory Period of 12 months (balance transfers in first 90 days). Offer may not be used to pay existing CW Loans. After that, the applicable APR is based on creditworthiness and the Prime Rate. 1.99%; 15.99% - 24.50%
APR for Cash Advances When you open your account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate 15.99% - 24.50%

How to Avoid Paying Interest on Purchases

Your due date is 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance that you pay by the due date each month.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore

Annual Fee

None

Transaction Fees

Cash Advance Fee - 2% of transaction with a minimum of $10

Foreign Transaction Fee - Up to 1% of the US dollar amount of the foreign transaction

Penalty Fees

Late Payment Fee - $25 per item

Returned Payment Fee - $25 per item

How We Will Calculate Your Balance

We use a method called “average daily balance” (including new purchases).

Billing Rights

Information on your rights to dispute transactions and how to exercise those rights is provided in your VISA Credit Card Agreement.

We reserve the right to amend the VISA Credit Card Agreement as permitted by law.

Business Services Team

    • Headshot of Derek Stith

      Derek Stith

      (541) 918-7572

      [email protected]

      Derek is an experienced Commercial Loan Officer with 18 years of experience in lending and a degree from Oregon State University.  He has a proven track record of helping businesses secure financing to achieve their goals. When not at work, he enjoys kayaking, surfing, skiing, and spending time with his family. Contact Derek today to learn more about how he can help you take your business to the next level.

    • Headshot of Sherrie Payne

      Sherrie Payne

      (541) 497-8100

      [email protected]

      Sherrie is a seasoned Business Relationship Manager with 25 years of experience in banking. Her commitment to exceptional member service has earned her the trust and loyalty of her clients. Outside of work, Sherrie enjoys gardening, painting, and volunteering. Contact her today to learn more about how she can help you grow your business and achieve financial success.

Let Us Be Your Partner In Business