MORTGAGE LOANS

Discover Our Mortgage Options

Whether you're looking to purchase your first home or lower your existing mortgage payment with a refinance, Central Willamette Credit Union has your back, meaning we’ll work closely with you to select the right financing option that best fits you and your families needs. We offer competitive rates and world-class service - that's our difference.

CWCU No Down Payment

  • No down payment
  • Closing cost assistance available
  • 30- and 40-year terms
  • Fixed interest rate

Park Model & Manufactured Home

  • 10% down payment
  • Up to 20-year term
  • Fixed interest rate

Traditional Mortgage Loan Options:

Reach Out To Our Real Estate Team Today!

Ready to get started on your home buying journey? Contact our real estate team, or fill out this contact form and we will be in touch. In the meantime, explore our handy Mortgage Calculator or our Real Estate Glossary.

    • Headshot of Susan Wack

      Susan Wack

      NMLS: 408851

      541-368-4087

      [email protected]

      Sue has 26 years of mortgage industry experience, and has been awarded several recognitions for her outstanding service. She cares deeply for her community and has held leadership roles in many community organizations. Outside of work, she enjoys singing with the Willamette Master Chorus.


      Start Your Loan with Sue



    • Headshot of Alex Singletary

      Alex Singletary

      NMLS: 2692366

      541-497-8507

      [email protected]

      With five years of lending experience in the banking and credit union industries, Alex is committed to helping clients navigate the mortgage process with a customer-first approach. Outside of work, Alex enjoys golfing, spending time with his wife and two children, and solving a Rubik’s Cube in under two minutes.


      Start Your Loan with Alex

Real Estate Glossary

Learn about real estate lingo and prepare yourself to make informed decisions regarding what type of mortgage product you need.

Mortgage Calculator

Utilize our handy calculator to try out different scenarios with the down payment, terms, and rates to find what works best for you.