HOME EQUITY DEBT PAYOFF CALCULATOR

WILL YOU SAVE IF YOU CONSOLIDATE YOUR DEBT?

Consolidating your credit card and installment loans can often lower your monthly payment, but the primary benefit to consolidation is the amount of interest you save. Add your current debt information in this calculator to see what your savings could be.

Getting control of your debt is just one of the benefits of consolidating it in a home equity loan. With discipline to keep from adding new debt, you could accelerate your path to financial freedom while saving hundreds in interest compared to paying down individual cards and loans.

Home Equity/Manufactured - Park Model Rates

Table comparing different rates
Effective date: August 9, 2023 APR** Months Periodic Rate Range
Home Equity Loan 8.50% - 10.50% *Up to 240 Months 0.023288% to 0.028767%
Home Equity Fixed For Five Years 8.50% - 10.00% 0.023288% to 0.027397%
Plus Line - Variable Rate Terms 8.50% - 10.25% 0.023288% to 0.028082%
Plus Line - Fixed Rate Terms 8.75% - 11.25% 0.023973% to 0.030822%
Manufactured - Park Model 8.50% - 10.00% 0.023288% to 0.027397%

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