HOME EQUITY LOAN & LINE OF CREDIT PAYOFF CALCULATOR
FIND OUT HOW LONG IT WILL TAKE TO PAY OFF YOUR LOAN
Once you have closed your home equity loan or finished the draw period of a home equity line of credit, your monthly payment amount will determine how fast you pay off your debt. This calculator will instantly show you the months to payoff for different loan amounts and monthly payments.
Before you take on a new loan, it is always a good idea to see if the monthly payment will fit in your budget and safeguard against negative impacts on future plans. Using this calculator will help you see how long it will take to pay off a desired loan amount with your preferred monthly payment.
Please keep in mind that home equity loans and lines of credit generally have a 10-year maximum repayment period, although that can vary by financial institution and your financial condition.
Home Equity/Manufactured - Park Model Rates
| Effective date: October 1, 2024 | APR** | Months | Periodic Rate Range |
|---|---|---|---|
| Effective date: October 1, 2024 | |||
| Home Equity Loan |
APR**
8.00% - 9.75%
|
Months
*Up to 240 Months
|
Periodic Rate Range
0.0219818% to 0.026712%
|
| Home Equity Fixed For Five Years |
APR**
8.00% - 9.75%
|
Periodic Rate Range
0.021918% to 0.026712%
|
|
| Plus Line - Variable Rate Terms |
APR**
7.75% - 9.50%
|
Periodic Rate Range
0.021233% to 0.026027%
|
|
| Plus Line - Fixed Rate Terms |
APR**
8.00% - 10.50%
|
Periodic Rate Range
0.021918% to 0.028767%
|
|
| Manufactured - Park Model |
APR**
8.00% - 9.74%
|
Periodic Rate Range
0.021918% to 0.026685%
|
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