SAVINGS CALCULATORS
Savings Rates
| Effective Date: October 2, 2023 | Interest Rate | Annual Percentage Yield | Minimum Opening Balance | Minimum Daily Balance to Earn Interest | Interest Compounded & Credited |
|---|---|---|---|---|---|
| Youth Membership/Kid Kash $5.00 - $9,999.99 | .05% | .05% | $5 | $5 | Quarterly |
| $10,000.00 - $24,999.99 | .05% | .05% | $5 | $5 | Quarterly |
| $25,000.00 and greater | .05% | .05% | $5 | $5 | Quarterly |
| Membership Account $100.00 - $9,999.99 | .05% | .05% | $5 | $100 | Quarterly |
| $10,000.00 - $24,999.99 | .05% | .05% | $5 | $100 | Quarterly |
| $25,000.00 and greater | .05% | .05% | $5 | $100 | Quarterly |
| Rainy Day Savings $100.00 - $9,999.99 | .05% | .05% | $25 | $100 | Quarterly |
| $10,000.00 - $24,999.99 | .05% | .05% | $25.00 | $100 | Quarterly |
| $25,000.00 and greater | .05% | .05% | $25.00 | $100 | Quarterly |
| Money Market Plus $0.01 - $1,000.00 | 1.14% | 1.15% | $25.00 | $0.01 | Monthly |
| $1,000.01 - $5,000.00 | 1.09% | 1.10% | $25 | $0.01 | Monthly |
| $5,000.01 - $10,000.00 | 0.80% | 0.80% | $25.00 | $0.01 | Monthly |
| $10,000.01 - $50,000.00 | 0.12% | 0.12% | $25.00 | $0.01 | Monthly |
| $50,000.01 - $100,000.00 | 0.10% | 0.10% | $25.00 | $0.01 | Monthly |
| $100,000.01 - $250,000.00 | 0.007% | 0.07% | $25.00 | $0.01 | Monthly |
| $250,000.01 and greater | 0.05% | 0.05% | $25.00 | $0.01 | Monthly |
| Choice Money Market $25,000.00 - $49,999.99 | 0.95% | 0.95% | $25,000 | $25,000 | Monthly |
| $50,000.00 - $99,999.99 | 1.00% | 1.00% | $25,000 | $25,000 | Monthly |
| $100,000.00 and greater | 1.04% | 1.05% | $25,000 | $25,000 | Monthly |
| First Time Homebuyer Savings | 0.10% | 0.10% | N/A | N/A | Monthly |
| IRA Deposit $100.00 - $9,999.99 | .10% | .10% | $100 | $100 | Quarterly |
| $10,000.00 and greater | .15% | .15% | $100 | $100 | Quarterly |
| Simply Checking* & MY Checking* | N/A | N/A | $25.00 | N/A | None |
| 50+ Checking | 0.05% | 0.05% | $25.00 | $0.01 | Monthly |
| Direct Interest Checking | 0.05% | 0.05% | $25.00 | $0.01 | Monthly |
| Premier Interest Checking $0.00 - $1,499.99 | 0.05% | 0.05% | $25.00 | $0.01 | Monthly |
| $1,500.00 - $24,999.99 | 0.07% | 0.07% | $25.00 | $0.01 | Monthly |
| $25,000.00 ‐ $49,999.99 | 0.09% | 0.009% | $25.00 | $0.01 | Monthly |
| $50,000.00 ‐ $99,999.99 | 0.11% | 0.11% | $25.00 | $0.01 | Monthly |
| $100,000.00 and Greater | 0.14% | 0.14% | $25.00 | $0.01 | Monthly |
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