UNLOCK YOUR HOME'S POTENTIAL
Build a Better Future with a Home Equity Loan or Line of Credit
At Central Willamette, we believe in helping you build a better future! As a trusted financial partner, we are excited to offer you an opportunity to leverage the equity in your home and take steps toward achieving your dreams. Introducing our Home Equity Loan and HELOC options – whether you're considering home renovations, education expenses, debt consolidation, or even a well-deserved vacation, our Home Equity solutions can provide the financial flexibility you need to make it all possible.
Know the Difference - Loan vs. Line of Credit
Are you looking for a one-time lump sum, or are you interested in utilizing your home's equity as you go? Learn more about which option may better fit your needs below!
Home Equity Loan
A Home Equity Loan allows you to borrow money by leveraging the equity in your home. The loan amount is disbursed in one lump sum and paid back in monthly installments over a pre-determined term! Home equity loans at Central Willamette mean:
- NO annual fee
- Flexible terms
- Fixed rates
- Up to 90% financing
Fixed For Five
Need to finance something that requires an upfront payment, such as a home improvement project? Take advantage of a fixed interest rate with our FF5 option!
- Fixed rate for five years
- Up to 90% financing
- 10-year draw period
Plus Line
Plan on utilizing your line of credit for many expenses? Consider our Plus Line!
- Variable rates
- Option to lock in a rate for a portion of the balance
- Up to 90% financing
- 10-year draw period
Meet Our Real Estate Team
-
-
![Headshot of Kelsey Drager]()
Kelsey Drager
NMLS: 1930423
541-704-4707With years of experience in banking and real estate, Kelsey knows how essential it is to have a professional who understands the industry and listens to your needs. She has extensive knowledge of the local markets and a passion for helping members. When Kelsey is not helping members, she can be found at the race shop with her husband working on their race cars.
-
![Headshot of Jay Nevin]()
Jay Nevin
NMLS: 1105736
541-704-4717Working in the banking industry since 2007, Jay enjoys creating financial solutions for members. Whether you are looking to purchase your dream home or refinance your current mortgage, you can rest assured that you are in excellent hands. When Jay is not helping members with their real mortgage needs, he is at home spending time with his two cats Camille and Kevin.
-
Our Real Estate Team will help pick the best equity option for YOU!
Not sure which option best suits your needs? Fill out the form below and we'll reach out to discuss your options.
Meet Our Real Estate Team
-
-
![Headshot of Kelsey Drager]()
Kelsey Drager
NMLS: 1930423
541-704-4707With years of experience in banking and real estate, Kelsey knows how essential it is to have a professional who understands the industry and listens to your needs. She has extensive knowledge of the local markets and a passion for helping members. When Kelsey is not helping members, she can be found at the race shop with her husband working on their race cars.
-
![Headshot of Jay Nevin]()
Jay Nevin
NMLS: 1105736
541-704-4717Working in the banking industry since 2007, Jay enjoys creating financial solutions for members. Whether you are looking to purchase your dream home or refinance your current mortgage, you can rest assured that you are in excellent hands. When Jay is not helping members with their real mortgage needs, he is at home spending time with his two cats Camille and Kevin.
-